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November
21

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Existing customers will have grace periods of varying lengths. Pricing for the less popular 1 viewer/no HD and 4 viewer/4K plans isn’t affected.

Netflix also carried out a $1 price hike last year, while promising existing customers won’t see a hike for two years. A hike for European subs was enacted in August.

With Netflix having guided for 69.1M global subscribers at the end of Q3, a $1/month hike for the company’s entire subscriber base would (in theory) generate over $800M in annual revenue. The additional funds could help pay for streaming content obligations that totaled $10.1B at the end of Q2.

Shares have spiked higher after previously trading down as much as 5.1%.

I personally gave up Netflix there wasn’t much for me personally to watch. Each is different and I realized that I was searching more and watching less. These days, I just rent long tail content DVDs from the town library. Or something on HBO Now.

But this is the power of numbers. $12 per year wouldn’t bother anyone who has broadband connection at home and is watching video for entertainment. But for 40m users (assume rest are still $8 or $12 plans), this gives a solid $500 million to Netflix. Wow!

Total opposite here. My wife and I frequently go without cable TV. The only reason I have it now is because it was a package that was something like $10 extra a month above just internet. When our contract is up, I’ll be going back to just internet if there’s not a great deal.

Between Netflix and Amazon Instant Video/Prime, I can watch any show I want and do it cheaper than a cable package! If I can’t find it for free, I just buy the current season and watch them as they come out. Then you own them forever and can re watch them ad free

Although I like the Amazon Prime streaming, I hope people stay away from their pay per view temptations.

To financially support any pay per view system is a decision that ultimately redounds to the disadvantage of consumers. The more money that content owners can make on their content via pay per view outlets, the less likely they will be to license that content to an all you care to watch platform like Netflix and Amazon Prime.

Instead, since most of the current pay per view content is available via Netflix DVD rentals, it makes good sense for consumers to enjoy it that way.

How can that be "optimistic" if it is the number?

The math is this market cap is no longer directly related to fundamentals. That should be clear to a blind person. A stock "certificate" is like a dollar bill. The only time it’s intrinsic value will matter is when there is no desire for investors to own the stock AND there isn’t any intrinsic value. What stock still trades with any relation to the underlying "value" of the company. When does this even matter? When/if the company dissolves is the only time I can think of.

"The only time it’s intrinsic value will matter is when there is no desire for investors to own the stock AND there isn’t any intrinsic value."

Not true just ask the Durch tulip owners back in 1637. As someone who has lived through the previous "dotcom bubble", I can only tell you to be careful. At some point, actual financial returns matter. Maybe not today, maybe not not next week, but at some point. Companies like Cisco and Microsoft had real intrinsic values back then and ever since, yet their equity values are a fraction of what they were back in March of 2001. Enjoy the ride and the great trading in NFLX, it won’t last forever. Reed Hastings himself said that they’re only targeting 5 6M net new subs in this region through 2019 at least. I understand that this eventually trickles down to all US and Canadian subs so I was giving them the benefit of the doubt. No doubt NFLX has some pricing power, however, they also have debt and obligations that are growing much faster than revenues, cash flows, or earnings. Company will be fine. Equity holders will be at risk.

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November
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How to Recover a Shrunken Wool Sweater

Put enough warm water in a sink or bathtub to allow you to completely submerge the sweater. Add a bit of hair conditioner and mix it until it’s completely dissolved in the water.

Place your sweater in the water. Push it down until it’s completely soaked and under water. Continue to press down gently on the sweater until there are no bubbles left to bring the sweater back to the surface.

Drain the sink or tub while the sweater is still in it. Gently press down on the garment to remove as much water as possible. Don’t squeeze or wring the fabric.

Remove the sweater and lay it on a thick, absorbent towel. Place an additional towel under it if it’s still dripping.

Put the sweater in a cool room to air dry on the towel. The combination of warm water, conditioner and cool air will unlock the wool fibers and allow you to restore the sweater.

Gradually stretch the sweater back into shape as it drys. Gently pull a bit at a time to re size it. Let the garment completely air dry and it will be ready to wear.

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November
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Hockey heroes return

The Legendary Hockey Heroes are coming back to Kamloops. Players such as Glenn Anderson, Bryan Trottier, Bob Bourne, Larry Melnyk, Ron Flockhart and Warren Skorodenski, along with referee Kerry Fraser, will take on the Media All Stars at Interior Savings Centre on Jan. A portion of the proceeds from each ticket will go to the Royal Inland Hospital Foundation. Tickets are available at 1 800 268 7371 or at the door an hour before game time. The Chase Trojans and Merritt Panthers split a pair of junior basketball games in Chase on Wednesday. The Panthers won the boys’ game 33 18 thanks to Braidon Schonwold’s nine points. Jess Johnson scored 11 for Chase. The Trojans girls got revenge, beating the Panthers 26 23. Nadja Hedrich scored eight points for Chase, with Taylor Carmichael getting eight points for Merritt. Jaida Wallat had 12 points to lead the Sa Hali Sabres junior girls basketball team to a 50 14 victory over the host Valleyview Vikings on Tuesday night. Riley Clark added six points to the winning effort. The South Kamloops Titans, who are ranked No. 5 in provincial senior AAA girls basketball, opened the Okanagan league season with an 84 45 victory over the Salmon Arm Jewels on Tuesday. Emma Wolfram had 32 points and 19 rebounds to lead South Kam, with Ashley Lamoureux scoring 15 points. Maya Olynyk added 13 points. The Titans are off to Edmonton for a weekend tournament. Mairi Sutherland scored 14 points as the South Kamloops Titans ran to a 57 16 victory over the host Ashcroft Rams in a junior girls basketball game Tuesday. Jana Wale also scored 11 points in the victory. Jessica Mazar scored nine points for the Rams. Riley Peterson and Lucas Kemp each scored twice as the Team 8 Ochocincos beat Team 5, 6 5 in a midget recreational hockey game Tuesday. Rylan Spence and Dallas Stachoski also scored for the Ochocinos, who split the goaltending between Michael Clements and Austin Peel. Justin Bartella had three helpers. Nathan Bymoen scored three times for Team 5, which got singles from Mitchell Bymoen and Quinton Ziegelmann and goaltending from Dylan Campbell and Connor Neurater.

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5 Tips for Finding Budget Family Travel Deals

Introduction: 5 Tips for Finding Budget Family Vacation Deals

Memories made on family vacations may be priceless, but the getaways themselves can cost an arm and a leg. The average tab for a family of four to spend six nights away from home amounts to $3,000 and that doesn’t even include food and fun [source: Lee]. Thankfully, trimming travel costs isn’t rocket science; selecting destinations close to home, bringing along snacks and setting out during off peak seasons are all quick and simple ways to save.

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Budget Family Vacation Tip 3: Know Where to Save Online

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October
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4 Options To Solve Debt Problems For The Sole Trader by Derek Cooper in Finances at Isnare

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If you are a sole trader and you borrow money to support your business, it is you who are personally liable for the debt. During times when business is good, this is no problem as the business will be able to fund you so that you can make the necessary payments. However, if the business starts to struggle, you may no longer be able to draw enough to support your debt.

The good news is that if you are unable to repay the debt which you borrowed to support your business, the solutions available to resolve this situation are very similar to those used to resolve any personal debt problem. There are four main solutions to consider:

If the debts are not too large and you are still able to draw some funds from your business, you may be able to consider consolidating with a single loan. The advantage of consolidation is that the single monthly payment you make will generally be lower than the total of the amounts you pay on all of the current debts. This lower payment may be affordable with your reduced budget.

If your debts are more than GBP15,000 GBP20,000 you may struggle to find a bank willing to lend a loan large enough pay off all of your old debts and in these circumstances, consolidation may not be appropriate.

A debt management plan is an informal agreement with all of your creditors to reduce the repayments they receive each month to fit into the budget you can afford. The solution can work well if the majority of your creditors are banks. However if you also owe money to suppliers and the inland revenue, these creditors are often not so willing to agree reduced payment plans and can be very difficult to deal with.

3. Individual Voluntary Arrangement

Where you can afford to pay something towards your debts each month, an individual voluntary arrangement (IVA) may be a very good solution. The original idea behind the IVA was to help business people who were struggling with debts. The IVA will reduce the monthly debt repayments you make to fit to a manageable budget. The creditors agree to write off your debts after 5 years and you are left to continue with your business debt free. Creditors such as the Inland Revenue and trade suppliers can be included in an IVA. This is a very common solution used by sole traders.

If you find yourself in a position where you do not have enough income from your business even to make reduced payments each month, the most appropriate option may be to declare bankruptcy. You will not be required to pay towards your debt unless you can afford to do so. Often homeowners are concerned about losing their property if they declare bankruptcy. However, if there is little or no equity in the home, there is every likelihood that it can be saved. Most importantly, if you declare bankruptcy, as a sole trader, you can continue to run your business. As such you have the opportunity to continue to earn a living without the burden of paying your debts.

As a sole trader in difficult economic conditions, you need to be 100% focused on generating additional business. Where you have the additional worry of a debt problem, you will not be able to give your business the focus it requires. A debt problem will generally not go away by itself and therefore the best course of action is to deal with the debts head on. The article is strictly for educational or entertainment purposes only and should not be used in any way, implemented or applied without consultation from a professional. Please read our Terms of Service for more information.

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You take your daily multivitamin, load up on dairy and eat a variety of fresh fruits and vegetables, so you must be getting enough vitamins and minerals, right? Not necessarily! The truth is, many people rob their systems of key nutrients without even realizing it.

"Poor lifestyle choices, certain medications and even some beverages can interfere with your body’s ability to absorb vitamin C, calcium and other essential nutrients," says Cindy Moore, RD, director of nutrition therapy at the Cleveland Clinic Foundation in Ohio. "That can set you up for vitamin deficiencies and the conditions that often accompany them, such as fatigue, depression and osteoporosis."

One single glass of wine won’t leave your body nutrient starved, but repeated, excessive alcohol use can. Drinking in excess can lead to deficiency in B vitamins, specifically thiamine, due to malnutrition. "Protect yourself by eating a balanced diet, but don’t up your intake of supplements containing these vitamins," advises Moore. "Instead, keep your drinking to a minimum, and no more than one alcoholic beverage a day for women and two for men."

2. "If your doctor has prescribed these drugs, talk to her as well as your pharmacist about how to prevent a vitamin deficiency," suggests Mandel. "Each person’s needs differ depending on their health history and current condition."

"Studies show that smokers need four times as much vitamin C as nonsmokers do, because their bodies use it in excess to detoxify," says Moore. Lower your risk of skin conditions related to a lack of vitamin C, not to mention lung and other cancers, by kicking the habit.

4. Black tea

Several studies have found that drinking black tea with a meal can inhibit the absorption of iron from non animal sources, like beans, spinach and tofu. The good news is researchers from King’s College in the UK determined that people who don’t have a preexisting risk of iron deficiency can safely drink it without lowering their iron levels beyond normal. "Talk to your physician about how to protect yourself. She may suggest probiotic supplements to encourage the growth of good bacteria."

And remember: To avoid future health problems and negative drug interactions, always inform your pharmacist and physician about every single vitamin and supplement you take before starting a new medication or changing your diet.

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About this blog
Four longtime Journal News reporters share their insights about fiction, non-fiction, poetry and short stories by bringing books discussions online and exploring the local literati scene. Lots of people say they are booklovers, but Elizabeth Ganga, Barbara Livingston Nackman, Ken Valenti and Randi Weiner really are!


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Book Notes: An ongoing chat about events, authors and news items about books, libraries, authors and everything literary from metro news reporters Barbara Livingston Nackman and Elizabeth Ganga. Barbara has been a reporter for The Journal News since 1997. She covers municipalities in Putnam County and keeps track of book events everywhere - and began her career writing about books and libraries. Lisa has been a reporter for The Journal News since 2000, after working at several newspapers in Connecticut. She has covered cities and town in sourthern and northern Westchester and is a big Jane Austen fan (though she reads everything from history to mysteries). Both reporters work out of the Mount Kisco bureau and frequently trade tidbits about books and events.


Novel Pursuits: Ken Valenti sheds light on his ongoing experiences as a novelist and poet.  He talks about his trials and tribulations including musings about projects, readings, successes, and even insights into what he is reading and finds interesting. A reporter for The Journal News and its forerunners for more than 20 years, Ken now covers transportation. His first love has been writing fiction, but he's only begun pursuing that dream in recent years. He has been a reader and fiction editor for the journal Inkwell, and has published one short story in another fiction journal.


Seasoned Works: Randi Weiner dishes up an ongoing discussion about all books - old and savory. Though Randi keeps readers abreast of school issues most days and reads lots of children's and young adult books, current science fiction and murder mysteries, her overriding passion is older works generally written before 1940. She chats online about favorites and newly discovered treasures as well as book exhibits and talks related to the dusty, the musty and the marvelous illustrators of the past. She has been a reporter since 1976, with Gannett since 1989. And for the record, she says she has a personal library of more than 4,000 volumes.


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